Cash2Pocket (cash2pocket.com) is a free online loan marketplace that connects US borrowers with a network of lenders. It is not a direct lender. The service matches your loan request with lenders who may offer payday loans, personal loans, and cash advances from $200 to $3,000.

Is Cash2Pocket free to use?

Yes, Cash2Pocket is completely free for borrowers. There are no fees or commissions charged to customers. The service is paid for by lenders in the network when a borrower is successfully introduced to them.

How much can I borrow through Cash2Pocket?

You can request loans between $200 and $3,000. The exact amount depends on your circumstances and which lenders in the network are willing to offer you a loan.

Can I get a loan with bad credit through Cash2Pocket?

Yes. Cash2Pocket works with lenders who consider all credit scores, including bad credit. Applying does not affect your FICO credit score.

What are the eligibility requirements?

To request a loan you must: be over 18 years old, be a legal US citizen or permanent resident, have a valid US checking account that accepts direct deposits, and have a regular income of at least $1,000 per month.

How quickly can I receive funds?

Once approved and after you agree to the lender's terms, funds could arrive in your bank account within 24 hours or the next business day.

What APR rates do lenders charge?

APR rates offered by lenders range from 4.95% to 35.95%. The specific rate depends on your creditworthiness and the individual lender. Rates are disclosed in full before you sign any agreement.

Does applying affect my FICO credit score?

Submitting a request through Cash2Pocket does not affect your FICO credit score. However, individual lenders may perform their own credit checks as part of their approval process.

How long can I borrow for?

Loan terms range from 1 month to 3 years, depending on the loan type and lender.

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